Interest Rates

Interest rates - Bonus Access Account (Issue 2)
A bonus of 1.50% for the first six months
Balance Gross** rate p.a.
Interest paid annually AER*
£500 - £500,000 3.25% 2.50%

Interest rates - Bonus Access Account (Issue 1)
A bonus of 0.50% for the first six months
Balance Gross** rate p.a.
Interest paid annually AER*
£500 - £500,000 2.45% 2.20%

Interest rates - Exclusive Fixed Rate Bond (Issue 2)
Fixed until 28 February 2013
Balance Gross** rate p.a. AER*
Interest paid annually Interest paid monthly
£500+ 4.70% 4.59% 4.69%

Interest rates - Flexi Saver (Issue 2)
Year 1
Balance Gross** rate p.a. AER*
Interest paid annually Interest paid monthly
£0 - £499 0.05% 0.05% 0.05%
£500+ 2.35% 2.33% 2.35%

The table above details our current interest rates. Rates are effective from 29/05/2009.

Interest rates - Base Beater Account
Balance Gross** rate p.a. AER* Interest rate guaranteed to beat the Base Rate† until
Interest paid annually Interest paid monthly
£1+ 0.55% 0.55% 0.55% 01/07/2010

The table above details our current interest rates. Rates are effective from 27/03/2009.

Interest rates - High Yield Bonds
Term Gross** rate p.a. AER* Minimum balance
Interest paid annually Interest paid monthly
12 Month 2.40% 2.37% 2.40% £1,000
18 Month 2.05% 2.03% 2.05% £1,000
24 Month 2.05% 2.03% 2.05% £1,000
36 Month 2.70% 2.67% 2.70% £1,000
48 Month 3.15% 3.11% 3.15% £1,000
60 Month 3.45% 3.40% 3.45% £1,000

The table above details our current interest rates. Rates are effective from 18/07/2009.

Base Beater Account
Current Rate as of 27/03/2009
Balance Gross** rate p.a. AER*
Interest paid annually Interest paid monthly
£1+ 0.55% 0.55% 0.55%
Base Beater Account
Rate prior to 27/03/2009
Balance Gross** rate p.a. AER*
Interest paid annually Interest paid monthly
£1+ 1.05% 1.04% 1.05%
Flexi Saver (issue 2) Year 1
Current Rate as of 29/05/2009
Balance Gross** rate p.a. AER*
Interest paid annually Interest paid monthly
£0 - £499 0.05% 0.05% 0.05%
£500+ 2.35% 2.33% 2.35%
Flexi Saver (issue 2) After Year 1
Current Rate as of 29/05/2009
Balance Gross** rate p.a. AER*
Interest paid annually Interest paid monthly
£0 - £499 0.05% 0.05% 0.05%
£500+ 1.35% 1.34% 1.35%
Flexi Saver (issue 1) Year 1
Current Rate as of 01/05/2009
Balance Gross** rate p.a. AER*
Interest paid annually Interest paid monthly
£0 - £499 0.05% 0.05% 0.05%
£500+ 2.65% 2.62% 2.65%
Flexi Saver (issue 1) Year 1
Rate prior to 01/05/2009
Balance Gross** rate p.a. AER*
Interest paid annually Interest paid monthly
£0 - £499 0.05% 0.05% 0.05%
£500+ 2.35% 2.33% 2.35%
Flexi Saver (issue 1) After Year 1
Current Rate as of 01/05/2009
Balance Gross** rate p.a. AER*
Interest paid annually Interest paid monthly
£0 - £499 0.05% 0.05% 0.05%
£500+ 1.65% 1.64% 1.65%
Flexi Saver (issue 1) After Year 1
Rate prior to 01/05/2009
Balance Gross** rate p.a. AER*
Interest paid annually Interest paid monthly
£0 - £499 0.05% 0.05% 0.05%
£500+ 1.35% 1.34% 1.35%
Bonus Saver(issue 2) Year 1
Current Rate as of 24/04/2009
Balance Gross** rate p.a. AER*
Interest paid annually Interest paid monthly
£0 - £499 0.05% 0.05% 0.05%
£500+ 1.55% 1.54% 1.55%
Bonus Saver (issue 2) Year 1
Rate prior to 24/04/2009
Balance Gross** rate p.a. AER*
Interest paid annually Interest paid monthly
£0 - £499 0.50% 0.50% 0.50%
£500+ 1.55% 1.54% 1.55%
Bonus Saver(issue 2) After Year 1
Current Rate as of 24/04/2009
Balance Gross** rate p.a. AER*
Interest paid annually Interest paid monthly
£0 - £499 0.05% 0.05% 0.05%
£500+ 0.75% 0.75% 0.75%
Bonus Saver (issue 2) After Year 1
Rate prior to 24/04/2009
Balance Gross** rate p.a. AER*
Interest paid annually Interest paid monthly
£0 - £499 0.50% 0.50% 0.50%
£500+ 0.75% 0.75% 0.75%
Bonus Saver(issue 3) Year 1
Current Rate as of 24/04/2009
Balance Gross** rate p.a. AER*
Interest paid annually Interest paid monthly
£0 - £499 0.05% 0.05% 0.05%
£500+ 2.20% 2.18% 2.20%
Bonus Saver (issue 3) Year 1
Rate prior to 24/04/2009
Balance Gross** rate p.a. AER*
Interest paid annually Interest paid monthly
£0 - £499 0.50% 0.50% 0.50%
£500+ 2.20% 2.18% 2.20%
Bonus Saver(issue 3) After Year 1
Current Rate as of 24/04/2009
Balance Gross** rate p.a. AER*
Interest paid annually Interest paid monthly
£0 - £499 0.05% 0.05% 0.05%
£500+ 1.20% 1.19% 1.20%
Bonus Saver (issue 3) After Year 1
Rate prior to 24/04/2009
Balance Gross** rate p.a. AER*
Interest paid annually Interest paid monthly
£0 - £499 0.50% 0.50% 0.50%
£500+ 1.20% 1.19% 1.20%
Easy Access (Issue 5) Year 1
Current Rate as of 24/04/2009
Balance Gross** rate p.a. AER*
Interest paid annually Interest paid monthly
£0 - £499 0.05% 0.05% 0.05%
£500+ 2.00% 1.98% 2.00%
Easy Access (Issue 5) Year 1
Rate prior to 24/04/2009
Balance Gross** rate p.a. AER*
Interest paid annually Interest paid monthly
£0 - £499 0.50% 0.50% 0.50%
£500+ 2.00% 1.98% 2.00%
Easy Access (Issue 5) After Year 1
Current Rate as of 24/04/2009
Balance Gross** rate p.a. AER*
Interest paid annually Interest paid monthly
£0 - £499 0.05% 0.05% 0.05%
£500+ 1.00% 1.00% 1.00%
Easy Access (Issue 5) After Year 1
Rate prior to 24/04/2009
Balance Gross** rate p.a. AER*
Interest paid annually Interest paid monthly
£0 - £499 0.50% 0.50% 0.50%
£500+ 1.00% 1.00% 1.00%

The below rates are applicable for Bonus Saver (Issue 1) accounts opened up to 6th March 2009 Inclusive.

Bonus Saver (Issue 1) Year 1
Current Rate as of 24/04/2009
Balance Gross** rate p.a. AER*
Interest paid annually Interest paid monthly
£0 - £499 0.05% 0.05% 0.05%
£500+ 0.75% 0.75% 0.75%
Bonus Saver (Issue 1) Year 1
Rate prior to 24/04/2009
Balance Gross** rate p.a. AER*
Interest paid annually Interest paid monthly
£0 - £499 0.50% 0.50% 0.50%
£500+ 1.25% 1.24% 1.25%
Bonus Saver (Issue 1) After Year 1
Current Rate as of 24/04/2009
Balance Gross** rate p.a. AER*
Interest paid annually Interest paid monthly
£0 - £499 0.05% 0.05% 0.05%
£500+ 0.25% 0.25% 0.25%
Bonus Saver (Issue 1) After Year 1
Rate prior to 24/04/2009
Balance Gross** rate p.a. AER*
Interest paid annually Interest paid monthly
£0 - £499 0.50% 0.50% 0.50%
£500+ 0.75% 0.75% 0.75%

The below rates are applicable for Bonus Saver (Issue 1) accounts opened from 7th March 2009.

Bonus Saver (Issue 1) Year 1
Current Rate as of 24/04/2009
Balance Gross** rate p.a. AER*
Interest paid annually Interest paid monthly
£0 - £499 0.05% 0.05% 0.05%
£500+ 0.75% 0.75% 0.75%
Bonus Saver (Issue 1) Year 1
Rate prior to 24/04/2009
Balance Gross** rate p.a. AER*
Interest paid annually Interest paid monthly
£0 - £499 0.05% 0.05% 0.05%
£500+ 1.25% 1.24% 1.25%
Bonus Saver (Issue 1) After Year 1
Current Rate as of 24/04/2009
Balance Gross** rate p.a. AER*
Interest paid annually Interest paid monthly
£0 - £499 0.05% 0.05% 0.05%
£500+ 0.25% 0.25% 0.25%
Bonus Saver (Issue 1) After Year 1
Rate prior to 24/04/2009
Balance Gross** rate p.a. AER*
Interest paid annually Interest paid monthly
£0 - £499 0.05% 0.05% 0.05%
£500+ 0.75% 0.75% 0.75%
Easy Access (Issue 4) Year 1
Current Rate as of 24/04/2009
Balance Gross** rate p.a. AER*
Interest paid annually Interest paid monthly
£0 - £499 0.05% 0.05% 0.05%
£500+ 0.75% 0.75% 0.75%
Easy Access (Issue 4) Year 1
Rate prior to 24/04/2009
Balance Gross** rate p.a. AER*
Interest paid annually Interest paid monthly
£0 - £499 0.50% 0.50% 0.50%
£500+ 0.75% 0.75% 0.75%
Easy Access (Issue 4) After Year 1
Current Rate as of 24/04/2009
Balance Gross** rate p.a. AER*
Interest paid annually Interest paid monthly
£0 - £499 0.05% 0.05% 0.05%
£500+ 0.50% 0.50% 0.50%
Easy Access (Issue 4) After Year 1
Rate prior to 24/04/2009
Balance Gross** rate p.a. AER*
Interest paid annually Interest paid monthly
£0 - £499 0.50% 0.50% 0.50%
£500+ 0.50% 0.50% 0.50%
Direct Base Rate Tracker
Current Rate as of 27/03/2009
Balance Gross** rate p.a. AER*
Interest paid annually Interest paid monthly
£0 + 0.50% 0.50% 0.50%
Direct Base Rate Tracker
Rate prior to 27/03/2009
Balance Gross** rate p.a. AER*
Interest paid annually Interest paid monthly
£0 + 1.00% 1.00% 1.00%
Direct Saver (Issue 1)
Current Rate as of 24/04/2009
Balance Gross** rate p.a. AER*
Interest paid annually Interest paid monthly
£0 - £999 0.25% 0.25% 0.25%
£1,000 - £9,999 0.25% 0.25% 0.25%
£10,000 - £19,999 0.25% 0.25% 0.25%
£20,000 - £49,999 0.50% 0.50% 0.50%
£50,000+ 0.80% 0.80% 0.80%
Direct Saver (Issue 1)
Rate prior to 24/04/2009
Balance Gross** rate p.a. AER*
Interest paid annually Interest paid monthly
£0 - £999 0.50% 0.50% 0.50%
£1,000 - £9,999 0.50% 0.50% 0.50%
£10,000 - £19,999 0.50% 0.50% 0.50%
£20,000 - £49,999 1.00% 1.00% 1.00%
£50,000+ 1.30% 1.29% 1.30%
Direct Saver (Issue 2)
Current Rate as of 24/04/2009
Balance Gross** rate p.a. AER*
Interest paid annually Interest paid monthly
£0 - £2,499 0.25% 0.25% 0.25%
£2,500+ 0.25% 0.25% 0.25%
Direct Saver (Issue 2)
Rate prior to 24/04/2009
Balance Gross** rate p.a. AER*
Interest paid annually Interest paid monthly
£0 - £2,499 0.50% 0.50% 0.50%
£2,500+ 0.50% 0.50% 0.50%
Easy Access (Issue 1)
Current Rate as of 24/04/2009
Balance Gross** rate p.a. AER*
Interest paid annually Interest paid monthly
£0 - £1,999 0.05% 0.05% 0.05%
£2,000+ 0.50% 0.50% 0.50%
Easy Access (Issue 1)
Rate prior to 24/04/2009
Balance Gross** rate p.a. AER*
Interest paid annually Interest paid monthly
£0 - £1,999 0.50% 0.50% 0.50%
£2,000+ 0.50% 0.50% 0.50%
Easy Access (Issue 2)
Current Rate as of 24/04/2009
Balance Gross** rate p.a. AER*
Interest paid annually Interest paid monthly
£0 - £1,999 0.05% 0.05% 0.05%
£2,000+ 0.25% 0.25% 0.25%
Easy Access (Issue 2)
Rate prior to 24/04/2009
Balance Gross** rate p.a. AER*
Interest paid annually Interest paid monthly
£0 - £1,999 0.50% 0.50% 0.50%
£2,000+ 0.75% 0.75% 0.75%
Easy Access (Issue 3) Year 1
Current Rate as of 24/04/2009
Balance Gross** rate p.a. AER*
Interest paid annually Interest paid monthly
£0 - £499 0.05% 0.05% 0.05%
£500+ 0.65% 0.65% 0.65%
Easy Access (Issue 3) Year 1
Rate prior to 24/04/2009
Balance Gross** rate p.a. AER*
Interest paid annually Interest paid monthly
£0 - £499 0.50% 0.50% 0.50%
£500+ 1.15% 1.14% 1.15%
Easy Access (Issue 3) After Year 1
Current Rate as of 24/04/2009
Balance Gross** rate p.a. AER*
Interest paid annually Interest paid monthly
£0 - £499 0.05% 0.05% 0.05%
£500+ 0.35% 0.35% 0.35%
Easy Access (Issue 3) After Year 1
Rate prior to 24/04/2009
Balance Gross** rate p.a. AER*
Interest paid annually Interest paid monthly
£0 - £499 0.50% 0.50% 0.50%
£500+ 0.85% 0.85% 0.85%
Internet Savings Account
Current Rate as of 24/04/2009
Balance Gross** rate p.a. AER*
Interest paid annually Interest paid monthly
£0+ 0.40% 0.40% 0.40%
Internet Savings Account
Rate prior to 24/04/2009
Balance Gross** rate p.a. AER*
Interest paid annually Interest paid monthly
£0+ 0.90% 0.90% 0.90%
Tracker Plus Savings Account (Issue 1)
Current Rate as of 24/04/2009
Balance Gross** rate p.a. AER*
Interest paid annually Interest paid monthly
£0 - £4,999 0.05% 0.05% 0.05%
£5,000+ 0.25% 0.25% 0.25%
Tracker Plus Savings Account (Issue 1)
Rate prior to 24/04/2009
Balance Gross** rate p.a. AER*
Interest paid annually Interest paid monthly
£0 - £4,999 0.50% 0.50% 0.50%
£5,000+ 0.60% 0.60% 0.60%
Tracker Plus Savings Account (Issue 2)
Current Rate as of 24/04/2009
Balance Gross** rate p.a. AER*
Interest paid annually Interest paid monthly
£0 - £4,999 0.05% 0.05% 0.05%
£5,000+ 0.25% 0.25% 0.25%
Tracker Plus Savings Account (Issue 2)
Rate prior to 24/04/2009
Balance Gross** rate p.a. AER*
Interest paid annually Interest paid monthly
£0 - £4,999 0.50% 0.50% 0.50%
£5,000+ 0.75% 0.75% 0.75%
Tracker Plus Savings Account (Issue 3)
Current Rate as of 24/04/2009
Balance Gross** rate p.a. AER*
Interest paid annually Interest paid monthly
£0 - £999 0.05% 0.05% 0.05%
£1,000+ 0.25% 0.25% 0.25%
Tracker Plus Savings Account (Issue 3)
Rate prior to 24/04/2009
Balance Gross** rate p.a. AER*
Interest paid annually Interest paid monthly
£0 - £999 0.50% 0.50% 0.50%
£1,000+ 0.60% 0.60% 0.60%
Tracker Plus Savings Account (Issue 4)
Current Rate as of 24/04/2009
Balance Gross** rate p.a. AER*
Interest paid annually Interest paid monthly
£0 - £4,999 0.05% 0.05% 0.05%
£5,000+ 0.50% 0.50% 0.50%
Tracker Plus Savings Account (Issue 4)
Rate prior to 24/04/2009
Balance Gross** rate p.a. AER*
Interest paid annually Interest paid monthly
£0 - £4,999 0.50% 0.50% 0.50%
£5,000+ 0.50% 0.50% 0.50%
Tracker Plus Savings Account (Issue 5)
Current Rate as of 24/04/2009
Balance Gross** rate p.a. AER*
Interest paid annually Interest paid monthly
£0 - £1,999 0.05% 0.05% 0.05%
£2,000+ 0.50% 0.50% 0.50%
Tracker Plus Savings Account (Issue 5)
Rate prior to 24/04/2009
Balance Gross** rate p.a. AER*
Interest paid annually Interest paid monthly
£0 - £1,999 0.50% 0.50% 0.50%
£2,000+ 0.50% 0.50% 0.50%
30 Day Base Rate Tracker Savings Account (Issue 1 and 2)
Current Rate as of 24/04/2009
Balance Gross** rate p.a. AER*
Interest paid annually Interest paid monthly
£0 - £2,499 0.05% 0.05% 0.05%
£2,500+ 0.50% 0.50% 0.50%
30 Day Base Rate Tracker Savings Account (Issue 1 and 2)
Rate prior to 24/04/2009
Balance Gross** rate p.a. AER*
Interest paid annually Interest paid monthly
£0 - £2,499 0.50% 0.50% 0.50%
£2,500+ 0.50% 0.50% 0.50%
30 Day Saver (Issue 3)
Current Rate as of 24/04/2009
Balance Gross** rate p.a. AER*
Interest paid annually Interest paid monthly
£0 - £4,999 0.05% 0.05% 0.05%
£5,000+ 0.40% 0.40% 0.40%
30 Day Saver (Issue 3)
Rate prior to 24/04/2009
Balance Gross** rate p.a. AER*
Interest paid annually Interest paid monthly
£0 - £4,999 0.50% 0.50% 0.50%
£5,000+ 0.90% 0.90% 0.90%

Castle Money is a trading name of Skipton Building Society whose Principal Office is The Bailey, Skipton, North Yorkshire, BD23 1DN.
Skipton Building Society is a member of the Building Societies Association. Authorised and regulated by the Financial Services Authority under registration number 153706.